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Student Insurance

Student Voluntary Accident Insurance

The board recognizes the need for insurance coverage for unforeseen accidents that may occur to students in the course of attendance at school or participation in the athletic and extracurricular programs of the schools. The board shall provide parents/guardians the opportunity to purchase insurance coverage, at no cost to the board, for injury resulting from accidents sustained by students in school programs, school activities, and while traveling between home and school other than on a school bus. The premium will be paid by the parents/guardians. The board shall maintain insurance coverage by a qualified insurer over and above the first responsibility of family coverage at no cost to the student for injury resulting from accidents sustained while participating in interscholastic sports, cheerleading and band. Learn more here.

Health Insurance—Children's Health Insurance Program (CHIP)

Most kids receive  CHIP for free. Others can get the same benefits at a low cost. If your income is below the lowest amount listed, your child or teen may be enrolled in Medical Assistance. Use COMPASS to see if you qualify for CHIP and other human services in Pennsylvania.
 
How do I know if my child qualifies?
Based on your family size and income, your child or teen may be eligible if they meet the following requirements:
    • Under 19 years of age
    • A U.S. citizen, U.S. national or qualified alien
    • A resident of Pennsylvania
    • Uninsured and not eligible for Medical Assistance
Information for Grandparents
If you're a grandparent, coverage for your grandchildren is not based on your income, unless you have legally adopted the children. Read more to find out if you are covered.
 
Information for Immigrants
Children legally residing in Pennsylvania are eligible for CHIP regardless of their parents' immigration status. Read more to find out if you are covered

Benefits

CHIP is there for your kids with quality, comprehensive health insurance coverage for routine doctor visits, prescriptions, dental, eye care and much more, including:
    • Immunizations
    • Routine Checkups and Well Visits
    • Prescription Drugs
    • Dental, Vision, Hearing Services
    • Emergency Care
    • Mental Health Benefits
    • Hospitalization
    • Durable Medical Equipment
    • Substance Abuse Treatment
    • Partial Hospitalization for Mental Health Services
    • Rehabilitation Therapies
    • Home Health Care
    • Maternity Care
    • Hospice and Palliative Services
    • Medically Necessary Orthodontia
    • Autism Spectrum Disorder and Related Services
 
For additional questions about coverage and benefits, download this flyer or contact a CHIP health insurance company.